TO GET STARTED, TELL US A LITTLE ABOUT YOURSELF

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    Contact Info
  • 2
    Co-Borrower Info
  • 3
    Loan Info
  • 4
    Financials
  • 5
    Declarations
  • 6
    Confirmation

Step 1 - Contact Info

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    Contact Info
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    Mailing Info
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    Personal Information
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    Current Residence & Previous Address
    report If you have been living at your current residence for less than 2 years please use the previous address tabs to provide us with additional living history.


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    Current Employment & Previous Employment
    report If you have been with your current employer for less than 2 years please use the previous employer tabs to provide us with additional employment history.


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Step 2 - Co-Borrower Info

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    Co-Borrower Information
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    Mailing Info
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    Current Residence & Previous Address
    report If you have been living at your current residence for less than 2 years please use the previous address tabs to provide us with additional living history.


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    Current Employment & Previous Employment
    report If you have been with your current employer for less than 2 years please use the previous employer tabs to provide us with additional employment history.


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Step 3 - Loan Info

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    Desired Loan Information
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    Subject Property
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    Combined Housing Expense Information
    Expense
    Present Expense
    Proposed Mortgage
    Rent
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    N/A
    1st Mortgage (P+I)
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    Other Financing (P+I)
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    Hazard Insurance
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    Real Estate Taxes
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    Mortgage Insurance
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    HOA Dues
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    Other
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Step 4 - Financial Info

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    Gross Monthly Income Information
    Monthly Income
    Borrower
    Co-Borrower
    Base Employment Income
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    Overtime
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    Bonuses
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    Commissions
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    Dividends/Interest
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    Other Income
    report Notice: Alimony, child support, or separate maintenance income need not be revealed if the Borrower (B) or Co-Borrower (C) does not choose to have it considered for repaying this loan.
    Income Type
    Amount
    Applies To
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    Assets & Capital
    report Please complete each tab that applies to you. Complete as much as you can.

    Bank Name
    Account Type
    Account No.
    Balance
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    Company Name / Description
    Shares
    Value
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    Face Amount
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    Market Value
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    Year / Make / Model
    Cash / Market Value
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    Asset
    Cash / Market Value
    Vested Interest in Retirement Funds
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    Net Worth of Business(es) Owned
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    Schedule of Real Estate Owned
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    Liabilities - All Outstanding Debts and Obligations
    Name of Creditor / Company
    Monthly Payment
    Monthly Remaining
    Unpaid Balance
    Child Support/Alimony
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    Job Related Expense (union dues, etc)
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Step 5 - Declarations

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    Declarations
    Question
    Borrower
    Co-Borrower
    A Are there any outstanding judgments against you? *
    B Have you been declared bankrupt within the past 7 years? *
    C Have you had property foreclosed upon or given title or deed in lieu thereof in the last 7 years? *
    D Are you a party to a lawsuit? *
    E Have you directly or indirectly been obligated on any loan which resulted in foreclosure transfer of title in lieu of foreclosure, or judgment? * (This would include such loans as home mortgage loans, SBA loans, home improvement loans, educational loans, manufactured (mobile) home loans, any mortgage, financial obligation, bond, or loan guarantee. If Yes, provide details, including date, name and address of Lender, FHA or VA case number, if any, and reasons for the action.)
    F Are you presently delinquent or in default on any Federal debt or any other loan, mortgage, financial obligation, bond, or loan guarantee? *
    G Are you obligated to pay alimony, child support, or separate maintenance? *
    H Is any part of the down payment borrowed? *
    I Are you a co-maker or endorser on a note? *
    J Are you a U. S. citizen? *
    K Are you a permanent resident alien? *
    L Do you intend to occupy the property as your primary residence? If Yes complete question (m) below. *
    M Have you had an ownership interest in a property in the last three years?
    M - 1a BORROWER: What type of property did you own?
    M - 2a BORROWER: How did you hold title to the home:?
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    Information For Government Monitoring Purposes
    report The following information is requested by the Federal Government for certain types of loans related to a dwelling in order to monitor the lender's compliance with equal credit opportunity, fair housing and home mortgage disclosure laws. You are not required to furnish this information, but are encouraged to do so. The law provides that a Lender may not discriminate either on the basis of this information, or on whether you choose to furnish it. If you furnish the information, please provide both ethnicity and race. For race, you may check more than one designation. If you do not furnish ethnicity, race, or sex, under Federal regulations, this lender is required to note the information on the basis of visual observation and surname if you have made this application in person. If you do not wish to furnish the information, please check the box below. (Lender must review the above material to assure that the disclosures satisfy all requirements to which the lender is subject under applicable state law for the particular type of loan applied for.) YOU ARE NOT REQUIRED TO DISCLOSE THE BELOW INFORMATION IF YOU DO NOT WANT TO!
    Borrower
    Co-Borrower
    Borrower Co-Borrower
    Ethnicity:
    Ethnicity:
    Race:
    Race:
    Gender:
    Gender:


Step 6 - Confirmation

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    Disclosure
    report Please note, once you submit this application you will no longer be able to login and make changes via this electronic interface.
    report Please read the disclosure below and then click 'Submit' to submit your loan!
    Each of the applicants represented on this application specifically represents to Lender and to Lender's actual or potential agents, brokers, processors, attorneys, insurers, servicers, successors and assigns and agrees and acknowledges that: (1) the information provided in this application is true and correct as of August 28, 2017 and that any intentional or negligent misrepresentation of this information contained in this application may result in civil liability, including monetary damages, to any person who may suffer any loss due to reliance upon any misrepresentation that I have made on this application, and/or in criminal penalties including, but not limited to, fine or imprisonment or both under the provisions of Title 18, United States Code, Sec. 1001, et seq.; (2) the loan requested pursuant to this application (the "Loan") will be secured by a mortgage or deed of trust on the property described in this application; (3) the property will not be used for any illegal or prohibited purpose or use; (4) all statements made in this application are made for the purpose of obtaining a residential mortgage loan; (5) the property will be occupied as indicated in this application; (6) the Lender, its servicers, successors or assigns may retain the original and/or an electronic record of this application, whether or not the loan is approved; (7) the Lender and its agents, brokers, insurers, servicers, successors and assigns may continuously rely on the information contained in the application, and I am obligated to amend and/or supplement the information provided in this application if any of the material facts that I have represented herein should change prior to closing of the Loan; (8) in the event that my payments on the Loan become delinquent, the Lender, its servicers, successors, or assigns may, in addition to any other rights and remedies that it may have relating to such delinquency, report my name and account information to one or more consumer credit reporting agencies; (9) ownership of the Loan and/or administration of the Loan account may be transferred with such notice as may be required by law; (10) neither Lender nor its agents, brokers, insurers, servicers, successors or assigns has made any representation or warranty, express or implied, to me regarding the property or the condition or value of the property; and (11) my transmission of this application as an "electronic record" containing my "electronic signature," as those terms are defined in applicable federal and/or state laws (excluding audio and video recordings), or my facsimile transmission of this application containing a facsimile of my signature, shall be as effective, enforceable and valid as if a paper version of this application were delivered containing my original written signature.
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    Acknowledgement
    Each of the applicants represented on this application hereby acknowledges that any owner of the Loan, its servicers, successors and assigns, may verify or reverify any information contained in this application or obtain any information or data relating to the Loan, for any legitimate purpose through any source, including a source named in this application or a consumer reporting agency.
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    Credit Check Authorization

    Please sign the application using your mouse as best as you can.

    Each of the applicants represented on this application hereby give express consent to Stirling investment group, Inc to pull credit history information.

    Hold mouse button down and draw your signature on the line.
    It does not have to be exact.

    Clear Signature and Start Again



    By signing this document you understand the statements above and agree to them.

    report Please note, once you submit this application you will no longer be able to login and make changes via this electronic interface.

The Merchant and Owner(s)/Officer(s) identified above (individually, an “Applicant”) each represents, acknowledges and agrees that (1) all information and documents provided to Stirling investment group, Inc. (“Company”) including credit card processor statements are true, accurate and complete, (2) Applicant will immediately notify Company of any change in such information or financial condition, (3) Applicant authorizes Company to disclose all information and documents that Company may obtain including credit reports to other persons or entities (collectively, “Assignees”) that may be involved with or acquire commercial loans or purchases of future receivables including Merchant Cash Advance transactions, including without limitation the application therefore (collectively, “Transactions”) and each assignee is authorized to use such information and documents and share such information and documents with other Assignees, in connection with potential Transactions, (4) Each Assignee will rely upon the accuracy and completeness of such information and documents (5) Company, Assignees, and each of their representatives, successors, assigns and designees (collectively, “Recipients”) are authorized to request and receive any investigative reports, credit reports, statements from creditors or financial institutions, verification of information, or any other information that a recipient deems necessary, (6) Applicant waives and releases any claims against Recipients and any information providers arising from any act or omission relating to the requesting, receiving or release of information, and (7) Each Owner/Officer represents that he or she is authorized to sign this form on behalf of Merchant.